Identity graph
CreditRich headquarters, locations and relationships
- Legal name
- CreditRich, Incorporated
- Industry
- Technology
- Founded
- 2020
- Website
- creditrich.com
- LinkedIn profile for CreditRich
CreditRich office locations
| City | State / region | Country | Type |
|---|---|---|---|
| Columbia | Maryland | United States | Headquarters |
- Parent company
- No parent company recorded in GraphIQ.ai.
Verified from public filings, company websites and news · Methodology
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Government
About CreditRich
CreditRich is headquartered in Columbia, Maryland, United States. Founded in 2020, the company employs approximately 30 people worldwide.
Where is CreditRich's main office?
CreditRich's main headquarters office is located at Columbia, Maryland 20032, United States. This is the company's primary corporate address.
What does CreditRich do?
CreditRich is an AI-powered fintech neobank that helps consumers automatically increase their credit scores in real time by optimizing how their everyday bill payments are applied. Using advanced payment-routing algorithms, CreditRich analyzes users’ banking activity, credit reports, and bill obligations to strategically schedule and allocate payments for maximum FICO impact, using features like rounded-up spare change, automated pay-downs, and intelligent bill timing. CreditRich combines mobile banking, credit reporting, payments, and financial literacy tools into one seamless platform, giving users a faster, easier path to credit improvement and long-term wealth building. Partnered with major financial institutions and embedded in culturally relevant campaigns, CreditRich is uniquely positioned to serve the 134 million Americans with credit scores below 750, including underserved communities historically excluded from traditional credit systems. The platform leverages culturally resonant engagement strategies, celebrity partnerships, and community-driven financial education to scale rapidly while addressing a deeply entrenched national problem. CreditRich’s AI engine delivers real-time credit score growth, transforming everyday financial behavior into measurable progress and empowering users to access better loans, housing, insurance rates, and wealth opportunities. Built with a mission of economic justice, CreditRich is designed to become the global standard for automated credit optimization, providing consumers, partners, and institutions with a smarter, more equitable financial system.
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- Cover Plan territories CreditRich resolves to one account, so it lands in one territory, once. Territory planning
- Engage Act on timing Leadership changes, funding and M&A arrive linked to the account, not a loose headline. Signal monitoring
- Convert Close on a resolved record Inbound and closed-won attach to one CRM record, with no duplicates to merge. CRM enrichment
- Retain Ground every answer Customer teams and AI agents answer from the same entity, with a source and a date. AI agent data layer
- Expand Find the next buyer inside Follow subsidiaries and divisions to the next team that can buy. Account expansion
About the source
What is GraphIQ.ai?
A B2B identity graph. It resolves each organization into one verified entity and maps its parent and subsidiaries, employees, competitors and news signals. Revenue teams use it in the product; AI agents query it through the REST API and MCP server.
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CreditRich: frequently asked questions
Where is CreditRich headquarters?
Columbia, Maryland 20032, United States.
When was CreditRich founded?
2020.
How many employees does CreditRich have?
About 30, as of October 2026 (GraphIQ.ai estimate).
Questions about GraphIQ.ai
Is GraphIQ.ai a list of companies like a spreadsheet?
No. Each organization resolves to one verified entity linked to its parent, subsidiaries, people and signals, so CreditRich here is the same CreditRich in your CRM, territory plan and agent answers.
Where does this CreditRich data come from?
Public filings, company websites and news, resolved to one entity and continuously updated.